Deliver exceptional value to your clients with powerful scenario analysis and visualization tools
Stratum is a comprehensive, tax-aware financial planning platform for financial advisors. Create, compare, and visualize multiple planning scenarios for your clients, helping them make informed decisions about their financial future.
With AI-powered data extraction, intuitive scenario building, and powerful comparison tools, Stratum transforms complex tax-aware planning into clear, actionable insights.
Create unlimited scenarios. Visualize the impact of different strategies including Roth conversions, asset distributions, income timing, deduction optimization, and more.
Simply upload your client's tax return (or have them upload their own tax return through the available client portal) and let our AI extract the relevant data automatically. No more manual data entry—get started with planning in seconds.
Accurate federal tax calculations with support for all major income types, deductions, and credits. Forecast all tax years through life expectancy and see projections across decades.
Manage multiple clients with ease. Track separate tax years, scenarios, and planning notes for each client. Support for married couples and co-clients.
Add detailed notes to each scenario to document your planning assumptions and rationale. Keep all your planning documentation organized in one place.
Create client profiles with basic information including birthdates for age-based calculations.
Upload tax returns and let AI extract the data, or manually enter client financials for the tax year.
Confirm assumptions (defaulted for you), review income and asset forecasts, and consider objectives.
Select applicable strategies for the client, such as Roth conversion, social security optimization, ...
Optionally, build multiple planning scenarios to model different combinations and approaches.
Join advisors who are offering a fresh approach to financial planning in their practice.